What is the difference between my shares and funds? Is the fund belonging to the stock? Why is the fund risk relatively small?
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What is the difference between my shares and funds? Is the fund belonging to the stock? Why is the fund risk relatively small?
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Different essence, different returns, different risk levels.
1. Different essences
stocks are an ownership certificate; fund is a beneficiary certificate. After buying stocks, investors have become shareholders of the company. The funds raised by stock investment are mainly invested in the industry. After the investor purchases the fund, it has become the beneficiary of its fund, and the funds raised are mainly invested in financial instruments such as securities. The economic relationship between the two of them is also different. The stock reflects the relationship between ownership and the fund reflects the trust relationship.
2. Different income methods
The stock investment is the stock issued by investors to buy a listed company. Through the rise of the stock price and the company's dividends, the fund investment is to give the money to the fund management company through the purchase of the fund share Investment management achieves revenue through the growth of the fund share value.
3, different risk levels
The risks of stocks are relatively large; the fund's risk is small. The direct benefit of the stock depends on the operating efficiency of the issuing company, and the uncertainty is strong, so the risk is greater. The fund is mainly invested in the securities, and its income may be higher than the bonds, and the investment risk may be less than the stock.
The fund manager of the fund company is the fund manager of the fund company to help investors make a stock investment portfolio with the money of the fund company, and use your own money to buy several stocks. The advantage is to avoid the risk brought by a single stock.
No one can invest in "funds", which should be "fund" here. The essence of investment stocks and investment funds is not much different. They are "investment". Since they are "investment", of course, there are risks, but the risks are small and small. Relatively speaking, the risk of the fund is less than the stock. This conclusion is that the "fund" is a regular fund, and the "investment stock" is the premise of retail investors. If you invest in informal funds, the situation that is not returned will occur from time to time, which is not lower than the risk of investing in stocks.
In fact, it is necessary to understand that the "fund" involves a wide range. There are many types of funds. Some funds do not buy stocks, such as currency funds; some funds buy stocks, such as mixed funds and specialty stock funds. People commonly used Yu'ebao docking is the currency fund, and his income is not much related to the stock market. There is no direct connection with the income of the stock market and the benefits of Yu'ebao. The currency market interest rate rose, and the stock market rose due to the increase in capital costs.
The investment stocks, it is best to invest in the original stocks of potential companies, because they are relatively easy to "get rich", but they need to have "vision" and "risk awareness". risks of. If you only rely on the fund's fundamental purchase of stocks, the return rate is not high, and it needs to be accumulated or large -scale operations. The essence is similar to the interest income of "bank deposits". Of course, the best model of investing in stocks is still "news spirit", which can know the news that is good and easy in advance, but this "message" is not easy. Everyone knows that this "message" can make a lot of money. Share the "message" and make a lot of money, isn't it good?
, whether it is investing in stocks or investment funds, it will bring great risks. To prevent risk prevention and control, at least you must be prepared. It is very likely that the blood is out of return.
Pay content for time limit to check for freenAnswer Hello, I am Chen Ziping, a professional consultant to Guangfa Securities, practicing number, warm reminder. During the consultation process, please do not disclose personal privacy information.nDear users, due to the restrictions on the business rules of securities investment consulting, we can only provide individual stock analysis and specific investment recommendations for customers who have opened accounts in our company.nHello, there are many differences between funds and stocks. From the perspective of investors, there are differences in transaction methods, settlement rules, and risksnFund refers to the funds of many investors through the shareholding share of the fund to form an independent property. The fund custodian is custody. The fund manager is managed by the fund manager. Gathering investment.nDo you have any other questions to consult?n3 morenBleak
1. Securities Investment Fund is a kind of integrated securities investment method that shared interests and risks, that is, through the issuing fund unit, it is managed and applied by fund managers to invest in financial instruments such as stocks, bonds, and bonds.
2. The stock is the certificate of the shares held by the shareholders issued by the shareholders issued by the company. It is the form of the company's shares. Investors have purchased the stock to become the owner of the issuing company. Unlike participating in major decision -making voting
3. The underlying assets are richer in the choice of funds. The stock is the company's ownership. In essence, we buy the company's profitability; the fund is essentially a collection of investment. The underlying assets are more abundant, and stocks are just one of them. Fund can also invest bonds, commodities, real estate, gold, bank deposits, various indexes, etc.
Hello, the specific difference between fund stocks is as follows:
The stock is a certificate issued by listed companies, that is, everyone will become shareholders of the company.
The fund is issued by the fund company. Generally, those with idle money will invest in the fund and put the funds in the bank to custody. The fund company will invest in funds. These funds will be managed.
The differences between funds and stocks:
Analysis of behavior:
stocks are personal operations, and investors need to buy and sell them by themselves. The income has a lot to do with the timing of buying.
The fund is more like an operation of others, because this money is the fund management team to manage and operate, and investors themselves just wait for the income.
The analysis from the effect
Fund investment is very efficient, because the fund is investing in many types of financial instruments by the fund manager and its team. In addition to effectively dispersing risks, the income is considerable.
The stocks are single buying and selling manipulation, which requires higher investors' personal investment experience. The veteran grabbing the timing, the baicai can be made, and it is easy to encounter zero income or even negative income.
The analysis from the threshold
The fund investment threshold is very low. There are many funds from 1 yuan and 10 yuan. It is easier to accept for ordinary people.
The stock price is a little higher than the fund investment, and the stock requires to buy at least 100 shares at a time.
The investment in fund investment is more suitable for investors without time and energy, and give investment such as professional things to professional people, while speculating stocks are different. This may also be higher.
Risk revealing: This information does not constitute any investment advice, does not constitute any trading operation, and does not guarantee any income. If you operate yourself, please pay attention to position control and risk control.